On the tail of National Pet Health Insurance Month, organized by the North American Pet Health Insurance Association, CanineJournal.com shares their picks for best pet insurance company and provides useful tips, resources. To view the three best pet insurance companies in 2013, along with their pros and cons, visit the Pet Insurance Review.
CanineJournal.com has just completed a full pet insurance comparison to find the best pet insurance carrier for 2014. Some important factors to consider when selecting the best company include budget, the unique needs of one’s family, and the breed, age and number of pets.
Best Pet Insurance Companies
This unbiased pet insurance comparison has resulted in three national companies earning top spots on CanineJournal.com’s list of best pet insurance companies in the nation:
- Petplan – Simply put, they cover what they say they will cover at the price you have agreed to pay. They even cover hereditary and congenital conditions and do not have age restrictions. Unlike most other plans, they offer unlimited claims for the pet’s lifetime and active plan members will not see adjusted monthly premiums for newly discovered conditions from year to year.
- Healthy Paws – They make their health insurance plans easy to understand and offer unlimited lifetime benefits with no caps. With a strong commitment to customer service and fast claim reimbursements, we are confident that our readers will have a great experience with Healthy Paws. They are also dedicated to pet adoption through their Foundation programs.
- Embrace – They are known for having excellent customer service, customizable plans and reimbursement coverage. However Embrace will not start reimbursements until the plan’s deductible has been met. They also have age caps that limit older pets from enrolling in their plan.
Pet Insurance Prices
One can review some examples of pet insurance price quotes that might help in understanding the monthly policy cost. “As a dog owner myself, I understand that the day to day expenses can add up and the cost of pet insurance is one that may appear unnecessary at first,” says Michelle Schenker, Co-Founder of CanineJournal.com. “However, when my dog was recently bit by a poisonous snake and we had to rush to the emergency vet to make time-sensitive and expensive decisions, we did not hesitate because we knew we had the best pet insurance policy to fall back on for financial support. And luckily, Lily is alive to see that our claim was processed and reimbursed quickly. If you don’t have the plan in place prior to an emergency, you may find yourself in a tight spot. That is why I cannot stress enough the importance of having insurance.”
Read real stories and testimonials from pet owners about how pet insurance has helped them personally.
Why Pet Insurance?
As with any insurance program, by investing in a minimal monthly cost, an owner’s financial risk is minimized for their dog or cat’s treatment in minor and major illness, just like it is for humans. Why invest in an insurance plan for your pet? It insures that pet owners and their pets can both sleep at night knowing they can call the vet as needed in case of an emergency or unforeseen illness.
CanineJournal.com is a leading dog and pet insurance review site and regularly publishes educational information to help dog owners lead a happier life with their pets. The team at CanineJournal.com publishes their pet insurance comparison results on an annual basis with frequent updates throughout the year. Find CanineJournal on Facebook, Instagram and Twitter.